SahayAI — AI-Driven Scheme Matching for Marginalized Entrepreneurs

Full-stack platform that guides entrepreneurs from marginalized communities through an adaptive assessment to a deterministic, explainable eligibility engine, ranked government scheme recommendations, a financial calculator, and application readiness tracking.

Marginalized entrepreneurs in India often qualify for real government financial schemes but never find out — eligibility criteria are scattered across scheme-specific portals, and existing tools either act as generic search engines or let an AI guess at eligibility instead of applying the actual published rules.

Built for Smart India Hackathon 2026, problem statement SIH26092 (Ministry of Social Justice & Empowerment). Shipped as a live, deployed Next.js application with a real PostgreSQL database, a deterministic eligibility engine, and role-separated citizen/facilitator/admin experiences — not a static prototype.

Team Lead, Tech Pandas — led a 6-member Smart India Hackathon team, coordinating product design, full-stack development, integration and delivery. Built the schema, eligibility engine, matching and ranking logic, the auth and authorization model, and the screens across citizen, facilitator and admin modes.

Features

• Multi-beneficiary accounts — one login manages several people (self, family members), each with fully isolated data
• Progressive, sectioned profile capture instead of one long form
• Need and barrier identification, including free-text input parsed into structured fields
• Adaptive assessment that asks only the next unanswered, contextually relevant question
• Deterministic eligibility engine using three-valued logic — missing information is never treated as ineligible
• Explainable, ranked scheme recommendations with a full detail drawer (financials, required documents, official source and verification date)
• Financial calculator with real reducing-balance EMI math and moratorium handling
• Document checklist, application readiness tracking, and an authorized channel-partner finder with map
• Application status tracking as a self-reported, forward-only timeline
• Facilitator mode for assisted access (explicit per-beneficiary grant, not blanket permission) and an admin mode with scheme/partner management, audit logging, and live analytics

Built with Next.js 14 (App Router), TypeScript, React 18, PostgreSQL, Prisma, Tailwind CSS, Zod, jose (JWT sessions), bcrypt, Vitest.

Live demo